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Owner Financed

Texas · Franklin

0.29 acres in Mount Vernon, TX

Wooded quarter-acre five minutes from Lake Cypress Springs, with utilities at the road and owner financing at $1,000 down.

Owner Financed

About this lot

A wooded quarter-acre on a paved road just outside Mount Vernon, five minutes from Lake Cypress Springs, one of the clearest lakes in Texas. Mature hardwoods give it shade and privacy, water and electricity are already at the road, and with unrestricted zoning and no HOA you can build, set a mobile home, or park an RV like the neighbors. An easy weekend escape under two hours east of Dallas.

Run your numbers

Adjust the down payment and term to find what works for you.

Cash price $9,000 · Finance price $14,000. Monthly payment amortizes the finance price minus your down payment.

Down payment

$1,000

$1,000$9,800

Term

Interest rate: 8% APR

Estimated monthly

$317/mo

48-month term at 8% APR

Total of payments over the term: $15,216. Interest paid: $2,216.

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Location

Nearest town

Mount Vernon, a few minutes north

Nearest recreation

5 minutes to Lake Cypress Springs, one of the clearest lakes in Texas, for fishing, boating, and swimming

Get directions

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What you can build here

Build siteMobile homeRVWeekend cabinInvestment hold

How financing works

We close fast

Around 3 weeks or less. No banks, no underwriting drama.

Use the land from day one

Build, camp, hold — it's yours to use the moment closing is done. Title transfers at closing or at payoff, depending on the structure we use.

Make monthly payments

Pay online or by check, on a schedule that works for you. Once paid in full, you're free and clear.

We do not run credit checks. We work with you on terms. Read more about how it works.

Request details

Fill out the form and we'll get back to you within 24 hours. Or call/text us directly at +1 (702) 286-8132.

Ready to make this yours?

Reach out and we'll get you the details, the numbers, and answers to anything you need.