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Owner Financed

Texas · Polk

0.44 acres in Livingston, TX

Flat 0.44-acre lot in Indian Springs near Livingston, TX. Water and power at the road. Two community lakes for swimming and fishing. RV, mobile home, tiny home, or build — your call.

Owner Financed

About this lot

A flat 0.44-acre lot in the Indian Springs subdivision near Livingston, Texas, set in classic East Texas piney woods country. Water and electricity are already run to the road, so hookup is straightforward — you'll just need to install a septic system. The road is HOA-maintained dirt, and the HOA itself only exists to keep the roads in good shape; there are no restrictions on what you can put on the property. RV, mobile home, tiny home, or a permanent build all work here. The subdivision has two community lakes residents can swim and fish in — a perk you won't find on most rural Texas land at this price. Lake Livingston, the second-largest lake in Texas at 83,000 acres, is a short drive away for serious fishing and boating; Sam Houston National Forest sits just to the south for hunting and hiking. Livingston itself is about fifteen minutes off for groceries and a hospital, and Houston is 90 minutes south. Cash price $12,000 or seller financing available with $1,000 down.

Run your numbers

Adjust the down payment and term to find what works for you.

Cash price $12,000 · Finance price $16,000. Monthly payment amortizes the finance price minus your down payment.

Down payment

$1,000

$1,000$11,200

Term

Interest rate: 8% APR

Estimated monthly

$366/mo

48-month term at 8% APR

Total of payments over the term: $17,568. Interest paid: $2,568.

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Location

Nearest town

Livingston, TX (Polk County seat — Walmart, restaurants, hospital, full services); Indian Springs has its own post office

Nearest recreation

Two community lakes inside the subdivision (swimming and fishing for residents). Lake Livingston is a short drive — at 83,000 acres it's the second-largest lake in Texas and a top destination for bass, catfish, and crappie.

Get directions

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How financing works

We close fast

Around 3 weeks or less. No banks, no underwriting drama.

Use the land from day one

Build, camp, hold — it's yours to use the moment closing is done. Title transfers at closing or at payoff, depending on the structure we use.

Make monthly payments

Pay online or by check, on a schedule that works for you. Once paid in full, you're free and clear.

We do not run credit checks. We work with you on terms. Read more about how it works.

Request details

Fill out the form and we'll get back to you within 24 hours. Or call/text us directly at +1 (702) 286-8132.

Ready to make this yours?

Reach out and we'll get you the details, the numbers, and answers to anything you need.