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Owner Financed

Alabama · Walker

1.92 acres in Oakman, AL

1.92 acres with a lake view in Walker County, Alabama. Paved road, water and power at the road, unrestricted land. Under an hour to Birmingham.

Owner Financed

About this lot

A 1.92-acre lot in Oakman, Walker County, Alabama, with a real lake view from the elevated portion of the property. The lot is flat at the bottom and rises with a natural incline toward the back, which is what gives you the view of Bankhead Lake — a 9,200-acre Alabama Power impoundment of the Mulberry Fork of the Black Warrior River, known for solid bass fishing without the boat traffic of nearby Smith Lake. Access is on paved road, and water and electricity are already run to the road; you'll need to install a septic. The land is fully unrestricted — no HOA, no zoning, no use limits. RV, mobile home, tiny home, or a permanent build all work. The combination of size, lake view, paved access, and utilities at this price doesn't show up often in this part of the state. Jasper is about twenty minutes north for groceries and hospital; Birmingham is under an hour southeast. Cash price $17,000 or seller financing available with $9,000 down.

Run your numbers

Adjust the down payment and term to find what works for you.

Cash price $17,000 · Finance price $20,000. Monthly payment amortizes the finance price minus your down payment.

Down payment

$9,000

$9,000$14,000

Term

Interest rate: 8% APR

Estimated monthly

$269/mo

48-month term at 8% APR

Total of payments over the term: $12,912. Interest paid: $1,912.

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Location

Nearest town

Oakman, AL (Walker County); Jasper (county seat) ~20 min for full services, hospital, Walmart

Nearest recreation

Bankhead Lake (9,200-acre Alabama Power impoundment of the Mulberry Fork — bass fishing, kayaking, less crowded than Smith Lake); Smith Lake ~45 min north (21,000 acres, one of the cleanest lakes in Alabama, top-tier striper and spotted bass)

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How financing works

We close fast

Around 3 weeks or less. No banks, no underwriting drama.

Use the land from day one

Build, camp, hold — it's yours to use the moment closing is done. Title transfers at closing or at payoff, depending on the structure we use.

Make monthly payments

Pay online or by check, on a schedule that works for you. Once paid in full, you're free and clear.

We do not run credit checks. We work with you on terms. Read more about how it works.

Request details

Fill out the form and we'll get back to you within 24 hours. Or call/text us directly at +1 (702) 286-8132.

Ready to make this yours?

Reach out and we'll get you the details, the numbers, and answers to anything you need.